After you go through bankruptcy, you are going to need to make changes to your lifestyle if you want to ensure that you stay on your feet and don't end up in the same position again. You are going to need to monitor your credit report, figure out where you can cut back on expenses, create a new budget that works for your life, and start saving money again. #1 Check Your Credit Report
Whether you're looking to buy a new or used car, there's a good chance you'll need to take out an auto loan to help you pay for it. Of course, there are many factors that come into play when you apply for and get approved for an auto loan. Your credit and other aspects of your finances will play a major role in your approval terms, including your interest rate. Before you sign off on an auto loan, there are a few other things you'll want to know, too.
When you are ready to begin looking for your first house, you'll want to take some time to get your finances in order. Your real estate agent can help you to determine how much house you can afford, but getting a mortgage means more than just picking a home within your affordable price range. Here are a few things you should do in the months before you purchase a home.
If you're a small business owner, you may sometimes feel as though you're adrift in a stormy sea with only a small life preserver – just one large-enough wave (in the form of a tax hike, supplier snafu, or even a negative online review) could be enough to capsize you with little chance of recovery. Fortunately, there are some proposed tax changes and amendments that may calm these choppy seas for many small business owners as they head into the horizon of 2017.
If you are just out of college and are about to get married, you may want to take some steps right now to plan for your financial future. A certified financial planner can help you with this, and by starting now, you will be able to spend and save your money in ways that are wise and smart. Here are three simple principles you may want to start applying to your life immediately that will help you achieve your goals.